The future of finance has arrived
The global finance back office is at an inflection point. For decades, organizations have relied on large, manual teams, often outsourced to low-cost hubs, to run core finance processes. Agentic AI is set to disrupt this model.
AI Agents act as digital workers, reducing operating costs by up to 50% and transforming operating models from manual effort to autonomous execution. Today, we’re announcing $180 million in Series D growth funding led by Riverwood Capital. With Riverwood’s scale-up expertise and global network, we’re ready to bring this technology to every enterprise finance team in the world.
Why AppZen is the one to lead this shift
Five years ago, we launched our Mastermind AI Platform so Finance could use AI models inside automation. Then we added DIY Automation, a low-code way to build processes for AP, T&E audit, and corporate card transactions. Since then, hundreds of enterprises have built automations tailored to their policies and compliance.
While others bolt AI features onto legacy systems, AppZen is AI-first. We’ve built 200+ proprietary ZenLM models for finance document understanding, spend classification, fraud detection, and workflow execution, models trusted by 500+ of the world’s most recognized brands. We’ve spent a decade delivering AI that works in the real world, auditing billions of dollars in T&E and card transactions, processing millions of supplier invoices, and learning the unique patterns of global finance operations.
Customers are already seeing up to 87% autonomous processing across expense audit and accounts payable, and up to 5% savings on T&E spend.
Why are AppZen’s AI Agents different?
Our new AI Agent Studio lets finance teams create their own digital coworkers in minutes. Finance leaders upload human-readable standard operating procedures (SOPs)—the same step-by-step instructions used to train staff—into the Studio. The AI Agent Studio consumes those SOPs and work instructions, interprets them in plain English, and instantly transforms them into AI Agents that operate 24/7.
These Agents understand your instructions, make real-time decisions, and take independent action across T&E, card, and AP processes, handling up to 80% of a finance team’s work.
Building an AI Agent is as simple as a conversation. Start with your highest-volume, most painful process—VAT review, GL coding, or complex PO matching. Pick one. Within a week, you’ll be piloting your first Agent. Within a month, you’ll wonder how you operated without them. Within a quarter, you’ll be building Agents for processes you haven’t even standardized yet.
Seize the moment with agentic finance operations
Shared Services leaders know the math is relentless. In T&E, corporate cards, and AP, volumes rise while budgets stay flat. Exceptions and policy checks soak up analyst hours, cost-per-transaction won’t bend, and the historic levers, headcount and offshoring, are tapped out. You’re asked to take out structural cost, free capacity for higher-value work, and hold the line on controls and SLAs—without adding FTEs. That’s exactly where AI Agents change the cost curve.
By shifting human work to autonomous execution, AI Agents can reduce operating expenses by up to half. Digital workers scale immediately: no hiring, no training, no turnover. This is a chance to reorganize Finance from a cost center into a strategic engine. The timing has never been more critical; the enterprises that move first will gain structural advantages others can’t match.
A call to CFOs, Controllers, and Shared Services leaders
The enterprises that move now will own the competitive advantage tomorrow:
Evaluate: Identify SOP-driven work ripe for AI execution.
Pilot: Deploy AI Agents on one core process and measure impact.
Show impact: Expand agentic AI across AP, T&E, and more—and potentially halve Finance OPEX.
We invite you to be among the first to turn your finance team into an autonomous powerhouse. If you’re an AppZen customer, good news: you can start today. Our teams are ready to help you deploy AI Agents immediately. If you’re new to AppZen, we’ll help you evaluate and try our AI Agents.
Let’s build the autonomous finance function together.
